Academic Risk Management provides a broad portfolio of products
tailored to your student population.


We have partnered with industry-leading carriers to offer specialized programs for medical insurance, special risk coverages, ancillary products, and plan enhancements. Our products are designed to offer schools and students an extra layer of financial security. 

Student Medical Insurance Coverages

ACA-Compliant Plans

Domestic and international student coverage for fully-insured, self-funded, and individual plans


Insurance developed specifically for your international student population

Global Emergency Services

Benefits for students traveling away from their home country; including unlimited coverage for evacuation and repatriation

Ancillary Coverages

Dental & Vision

Supplemental coverages to protect students from additional costs related to dental and vision care

Tuition Reimbursement

Protection for their investment if a student needs to withdraw due to unforeseen, emergency circumstances.

Identity-theft Protection

College students have a higher risk of identity theft. Protect from the lifelong consequences of this crime.

Renters Insurance

Protection for students who choose to live off campus – a requirement for many rental apartments and properties.

Personal Property

Covers belongings, such as jewelry, furniture, clothing, sporting goods or electronics, in the event of a covered loss.

Special Risk

Athletic/Intercollegiate Sports

College athletes are at a higher risk of injury. Therefore, they need supplemental insurance to their medical coverage.


Specifically designed for students in the medical field who handle needles to protect them from blood borne pathogen exposure.

Short-term Medical

Coverage for those who are in between plans and not eligible for the student health plan.

Study Abroad/Travel

An insurance option for individuals who are completing a short-term study abroad program or are traveling for leisure.

Special Events

Cover your costs if you unexpectedly need to cancel your event or if you’re found responsible for property damage or an injury caused during your event.

Value-Added Benefits


24/7 access to diagnostic and medical treatment options from experienced RNs supplemented by and audio health library

Behavioral Health Tools

Specialized online tools focused on the behavioral health concerns that most commonly affect students


Access to physical and behavioral health providers through mobile device or computer. Students will never even have to leave their dorm room.

Student Assistance Program

24/7 Care Center for counseling, crisis intervention, referral resources, financial and legal consolations and more